TriMont Real Estate Advisors, Inc. has performed underwriting and due diligence services on approximately $50 Billion of assets for clients over the past 15 years. TriMont is uniquely qualified to underwrite loan portfolios given its extensive track record as a highly rated Primary Servicer, Special Servicer and Construction Servicer with a portfolio of over $50 Billion. With U.S. offices in Atlanta, Irvine, and New York and an international office in The Netherlands, TriMont provides coverage from talented experienced professionals for any project in North American and Europe.

TriMont provides a full range of underwriting and due diligence services that can be customized in terms of our process and deliverables to meet the client's specific needs and the demands of today's marketplace for real estate and note sales. We can offer clients the ability to leverage their own bench with experienced real estate professionals.

Our full suite of underwriting and due diligence services for real estate investments, single and portfolio note sales as well as CMBS B-Piece transactions include:

• Stratification and Mapping of Assets by geography, performance, collateral type and size, etc
• Financial analysis including review of historical property financial statements, proforma, assumptions and budgets
• Discounted cash flow models with sensitivity analysis
• Comparative evaluation of original underwriting to financial analysis
• Major tenant and lease review including credit analysis and abstraction
• Review of third party reports including appraisals, environmental reports, and property condition reports
• Collateral site inspections
• Downside Scenario Analysis and Loan Recovery Analysis
• Coordination and management of third-party diligence work such as broker opinion of values, property condition reports, environmental reports, legal and title review and site visits.
• Our standard deliverable includes the following:
• Asset Summary Reports describing the loan and borrower, collateral, market, valuation assumptions and exit plan recommendation which includes support and justification for property and loan valuation and a recommended bid price
• Credit and Collateral File Review
• Market and Competitive Set Analysis
• Property and Loan Cash Flows Analysis and Valuation
• Business Plans and Loan Resolution Plans
• Bid Strategy and Pricing Recommendations

Given that every opportunity is unique, TriMont will make recommendations to the client on approach, scope and execution for each transaction and will tailor the services provided to the needs of the client. One or any combination or variation of the above services can be performed. Our professionals are experienced in real estate operations, property types, financial modeling and analysis, and performance measurement for all types of real estate and transaction structures. We understand the underwriting and sales process and the importance of timely and accurate information and TriMont is committed to providing this service.